Florida no proof of insurance ticket cost (2026)
A Florida ticket for no proof of insurance is a $30 nonmoving fine: $116 in total in Palm Beach County and $129 in Miami-Dade County, per the clerks. If you were insured at the time, it can be dismissed for up to $10 (s.316.646, s.318.18(2); verified Oct 25, 2026).
Last updated Oct 25, 2026 · Last verified Oct 25, 2026
Not legal advice. The amount on your citation or clerk notice controls.
- Total, Miami-Dade
- $129
- Total, Palm Beach
- $116
- Dismissal fee if you were insured
- Up to $10
- Reinstatement, 1st suspension
- $150
How much is a no proof of insurance ticket in Florida?
Failing to show proof of insurance is a nonmoving violation with a $30 base fine.
| Violation | Base fine | State minimum | Palm Beach County West Palm Beach | Miami-Dade County Miami | Broward County Fort Lauderdale |
|---|---|---|---|---|---|
| No proof of insurance (nonmoving) | $30 | $76 | $116 | $129 | $76 + county costs |
Totals are what each clerk lists to pay the ticket (fine + court costs + fees). State minimum = base fine + state costs under s.318.18. Broward publishes no schedule, so its column shows the state minimum before Broward County costs; check the amount on your ticket. Verified Oct 25, 2026.
Clerk lines used: Palm Beach "Driver License/Registration/Insurance expired"; Miami-Dade "Renewing Insurance".
How much is a no insurance ticket in Miami, Fort Lauderdale or West Palm Beach?
- Miami (Miami-Dade County): $129 for no proof of insurance, per the Miami-Dade Clerk's pay-the-ticket list.
- West Palm Beach (Palm Beach County): $116, per the Palm Beach County Clerk.
- Fort Lauderdale (Broward County): at least $76, the state minimum. The Broward Clerk publishes no fine schedule, so Broward County costs on top are not shown here. Check your ticket.
What if I was insured but couldn't show proof?
The ticket can be dismissed if you show you were insured when cited and pay a fee of up to $10 (s.318.18(2)(b)3). The Palm Beach County Clerk lists $10.
How much does it cost to reinstate after an insurance suspension?
| Reinstatement | Fee |
|---|---|
| 1st | $150 |
| 2nd, within 3 years of the 1st | $250 |
| 3rd or later, within 3 years of the 1st | $500 |
Source: s.324.0221(3), Florida Statutes (2026), verified Oct 25, 2026.
Is showing fake proof of insurance a crime?
Yes. Knowingly showing proof of insurance that is not in force is a 1st-degree misdemeanor (s.316.646(4)), with a fine of up to $1,000 (s.775.083).
Frequently asked questions
How much is a no insurance ticket in Florida?
$116 in Palm Beach County and $129 in Miami-Dade County, per the clerks. The fine is $30 (nonmoving) and state costs add $46, so the minimum is $76.
Can a no proof of insurance ticket be dismissed in Florida?
Yes, if you were insured when you were cited. Show proof and pay a fee of up to $10 (s.318.18(2)(b)3). Palm Beach lists $10.
How much is the reinstatement fee after a Florida insurance suspension?
$150 for the 1st reinstatement, $250 for the 2nd and $500 for each later reinstatement within 3 years of the 1st, paid to FLHSMV (s.324.0221(3)).
Is showing fake proof of insurance a crime in Florida?
Yes. Knowingly showing proof of insurance that is not in force is a 1st-degree misdemeanor (s.316.646(4)), with a fine of up to $1,000 (s.775.083).
Sources
- Section 316.646, Florida Statutes (2026): proof of insurance (verified Oct 25, 2026)
- Section 318.18, Florida Statutes (2026): amount of penalties, court costs and fees (verified Oct 25, 2026)
- Section 324.0221, Florida Statutes (2026): insurance suspension and reinstatement fees (verified Oct 25, 2026)
- Section 775.083, Florida Statutes (2026): maximum fines for misdemeanors and felonies (verified Oct 25, 2026)
- Palm Beach County Clerk: traffic violation fees (verified Oct 25, 2026)
- Miami-Dade Clerk: civil traffic infractions (pay-the-ticket list: "Total payment includes fine, court costs and fees") (verified Oct 25, 2026)
- Broward County Clerk: Traffic and Misdemeanor (no fine schedule published) (verified Oct 25, 2026)
Last updated: Oct 25, 2026 · Next review: Jan 15, 2027 · Download CSV (fine totals) · Methodology
Not legal advice. The amount on your citation or clerk notice controls.