What it really costs to buy and own a home in Florida
Free Florida calculators for closing taxes and the true monthly cost of owning a home in all 67 counties. No signup, rates cited to the statute or source, every number dated.
Closing costs and doc stamps
Deed stamps, Miami-Dade surtax, note stamps and intangible tax, straight from Florida statutes.
Open calculator →Monthly cost to own, by county
Mortgage, county property tax, insurance, HOA and flood in all 67 counties.
67 county pages · insurance and HOA = example data
Open calculator →Coming next
Homestead exemption savings by county, title insurance estimates and recording fees.
Which Florida counties are people checking?
Where do these numbers come from?
Closing taxes use the rates in Florida Statutes chapters 199 and 201. Property tax uses 2025 countywide average millage from Florida Department of Revenue data (secondary compilation). Insurance and HOA are clearly badged example data until real figures replace them. Read the methodology.