Pensacola, Florida rent by ZIP (HUD Small Area FMRs, FY2027)
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Pensacola is $1,515 a month, the median of its 4 ZIP codes (HUD, effective Oct 1, 2026; verified Oct 22, 2026). Its ZIP codes range from $1,330 (32501) to $1,580 (32502).
Last updated Oct 22, 2026 · Last verified Oct 22, 2026
Data: HUD FY2027 (effective Oct 1, 2026)
How much is rent for a 2-bedroom in Pensacola?
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Pensacola, Florida is $1,515 a month, including utilities (median of 4 ZIP codes: 32501, 32502, 32503, 32504).
| Unit size | FY2027 rent | FY2026 rent | Change |
|---|---|---|---|
| Studio (0-bedroom) | $1,130 | $1,105 | +$25 (+2.3%) |
| 1-bedroom | $1,330 | $1,240 | +$90 (+7.3%) |
| 2-bedroom | $1,515 | $1,455 | +$60 (+4.1%) |
| 3-bedroom | $1,990 | $1,950 | +$40 (+2.1%) |
| 4-bedroom | $2,385 | $2,395 | −$10 (-0.4%) |
What is rent by ZIP code in Pensacola?
HUD sets a separate Small Area FMR for each ZIP code. Its ZIP codes range from $1,330 (32501) to $1,580 (32502).
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 32501 | $1,010 | $1,140 | $1,330 | $1,760 | $2,150 |
| 32502 | $1,180 | $1,390 | $1,580 | $2,080 | $2,490 |
| 32503 | $1,120 | $1,320 | $1,500 | $1,970 | $2,360 |
| 32504 | $1,140 | $1,340 | $1,530 | $2,010 | $2,410 |
Is rent in Pensacola higher than in Escambia County overall?
Pensacola's 2-bedroom figure is $33 below Escambia County's FY2027 Fair Market Rent of $1,548.
How does Pensacola compare with Escambia County?
Pensacola's figures are HUD Small Area FMRs; the county column is HUD's countywide Fair Market Rent.
| Unit size | Pensacola | Escambia County | Difference |
|---|---|---|---|
| Studio (0-bedroom) | $1,130 | $1,154 | −$24 |
| 1-bedroom | $1,330 | $1,359 | −$29 |
| 2-bedroom | $1,515 | $1,548 | −$33 |
| 3-bedroom | $1,990 | $2,034 | −$44 |
| 4-bedroom | $2,385 | $2,435 | −$50 |
Compare Pensacola with another place →
What is a Small Area Fair Market Rent?
A Small Area Fair Market Rent (SAFMR) is the same estimate calculated for a single ZIP code, so it shows how rents differ inside a metro area.
Escambia County rent → · More about Escambia County →
Sources
- HUD FY2027 Small Area Fair Market Rents data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- Federal Register notice of FY2027 FMRs (91 FR 56156): effective October 1, 2026 (verified Oct 22, 2026)
- HUD: FY2027 FMR reevaluation requests (no Florida areas listed) (verified Oct 22, 2026)
- HUD FY2027 Fair Market Rents, county-level data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- HUD USER: Fair Market Rents (definitions and documentation) (verified Oct 22, 2026)
- HUD FY2026 Small Area FMRs data file (revised; prior-year column) (verified Oct 22, 2026)
- Census 2020 ZCTA-to-place relationship file (verified Oct 22, 2026)
Last updated: Oct 22, 2026 · Next review: Jan 15, 2027 · Download CSV (county FMRs) · Download CSV (ZIP and city SAFMRs) · Methodology