Fort Walton Beach, Florida rent by ZIP (HUD Small Area FMRs, FY2027)
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Fort Walton Beach is $1,880 a month, the median of its 2 ZIP codes (HUD, effective Oct 1, 2026; verified Oct 22, 2026). Its ZIP codes range from $1,850 (32547) to $1,910 (32548).
Last updated Oct 22, 2026 · Last verified Oct 22, 2026
Data: HUD FY2027 (effective Oct 1, 2026)
How much is rent for a 2-bedroom in Fort Walton Beach?
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Fort Walton Beach, Florida is $1,880 a month, including utilities (median of 2 ZIP codes: 32547, 32548).
| Unit size | FY2027 rent | FY2026 rent | Change |
|---|---|---|---|
| Studio (0-bedroom) | $1,400 | $1,325 | +$75 (+5.7%) |
| 1-bedroom | $1,680 | $1,540 | +$140 (+9.1%) |
| 2-bedroom | $1,880 | $1,735 | +$145 (+8.4%) |
| 3-bedroom | $2,580 | $2,380 | +$200 (+8.4%) |
| 4-bedroom | $3,140 | $2,895 | +$245 (+8.5%) |
What is rent by ZIP code in Fort Walton Beach?
HUD sets a separate Small Area FMR for each ZIP code. Its ZIP codes range from $1,850 (32547) to $1,910 (32548).
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 32547 | $1,380 | $1,650 | $1,850 | $2,540 | $3,090 |
| 32548 | $1,420 | $1,710 | $1,910 | $2,620 | $3,190 |
Is rent in Fort Walton Beach higher than in Okaloosa County overall?
Fort Walton Beach's 2-bedroom figure is $28 below Okaloosa County's FY2027 Fair Market Rent of $1,908.
How does Fort Walton Beach compare with Okaloosa County?
Fort Walton Beach's figures are HUD Small Area FMRs; the county column is HUD's countywide Fair Market Rent.
| Unit size | Fort Walton Beach | Okaloosa County | Difference |
|---|---|---|---|
| Studio (0-bedroom) | $1,400 | $1,421 | −$21 |
| 1-bedroom | $1,680 | $1,706 | −$26 |
| 2-bedroom | $1,880 | $1,908 | −$28 |
| 3-bedroom | $2,580 | $2,616 | −$36 |
| 4-bedroom | $3,140 | $3,189 | −$49 |
Compare Fort Walton Beach with another place →
What is a Small Area Fair Market Rent?
A Small Area Fair Market Rent (SAFMR) is the same estimate calculated for a single ZIP code, so it shows how rents differ inside a metro area.
Okaloosa County rent → · More about Okaloosa County →
Sources
- HUD FY2027 Small Area Fair Market Rents data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- Federal Register notice of FY2027 FMRs (91 FR 56156): effective October 1, 2026 (verified Oct 22, 2026)
- HUD: FY2027 FMR reevaluation requests (no Florida areas listed) (verified Oct 22, 2026)
- HUD FY2027 Fair Market Rents, county-level data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- HUD USER: Fair Market Rents (definitions and documentation) (verified Oct 22, 2026)
- HUD FY2026 Small Area FMRs data file (revised; prior-year column) (verified Oct 22, 2026)
- Census 2020 ZCTA-to-place relationship file (verified Oct 22, 2026)
Last updated: Oct 22, 2026 · Next review: Jan 15, 2027 · Download CSV (county FMRs) · Download CSV (ZIP and city SAFMRs) · Methodology