Fernandina Beach, Florida rent by ZIP (HUD Small Area FMRs, FY2027)
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Fernandina Beach is $1,640 a month for ZIP 32034 (HUD, effective Oct 1, 2026; verified Oct 22, 2026).
Last updated Oct 22, 2026 · Last verified Oct 22, 2026
Data: HUD FY2027 (effective Oct 1, 2026)
How much is rent for a 2-bedroom in Fernandina Beach?
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Fernandina Beach, Florida is $1,640 a month, including utilities (ZIP 32034).
| Unit size | FY2027 rent | FY2026 rent | Change |
|---|---|---|---|
| Studio (0-bedroom) | $1,360 | $1,230 | +$130 (+10.6%) |
| 1-bedroom | $1,380 | $1,250 | +$130 (+10.4%) |
| 2-bedroom | $1,640 | $1,500 | +$140 (+9.3%) |
| 3-bedroom | $2,010 | $1,850 | +$160 (+8.6%) |
| 4-bedroom | $2,510 | $2,320 | +$190 (+8.2%) |
What is rent by ZIP code in Fernandina Beach?
HUD sets a separate Small Area FMR for each ZIP code.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 32034 | $1,360 | $1,380 | $1,640 | $2,010 | $2,510 |
Is rent in Fernandina Beach higher than in Nassau County overall?
Fernandina Beach's 2-bedroom figure is $54 below Nassau County's FY2027 Fair Market Rent of $1,694.
How does Fernandina Beach compare with Nassau County?
Fernandina Beach's figures are HUD Small Area FMRs; the county column is HUD's countywide Fair Market Rent.
| Unit size | Fernandina Beach | Nassau County | Difference |
|---|---|---|---|
| Studio (0-bedroom) | $1,360 | $1,401 | −$41 |
| 1-bedroom | $1,380 | $1,421 | −$41 |
| 2-bedroom | $1,640 | $1,694 | −$54 |
| 3-bedroom | $2,010 | $2,077 | −$67 |
| 4-bedroom | $2,510 | $2,594 | −$84 |
Compare Fernandina Beach with another place →
What is a Small Area Fair Market Rent?
A Small Area Fair Market Rent (SAFMR) is the same estimate calculated for a single ZIP code, so it shows how rents differ inside a metro area.
Nassau County rent → · More about Nassau County →
Sources
- HUD FY2027 Small Area Fair Market Rents data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- Federal Register notice of FY2027 FMRs (91 FR 56156): effective October 1, 2026 (verified Oct 22, 2026)
- HUD: FY2027 FMR reevaluation requests (no Florida areas listed) (verified Oct 22, 2026)
- HUD FY2027 Fair Market Rents, county-level data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- HUD USER: Fair Market Rents (definitions and documentation) (verified Oct 22, 2026)
- HUD FY2026 Small Area FMRs data file (revised; prior-year column) (verified Oct 22, 2026)
- Census 2020 ZCTA-to-place relationship file (verified Oct 22, 2026)
Last updated: Oct 22, 2026 · Next review: Jan 15, 2027 · Download CSV (county FMRs) · Download CSV (ZIP and city SAFMRs) · Methodology