Destin, Florida rent by ZIP (HUD Small Area FMRs, FY2027)
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Destin is $2,470 a month for ZIP 32541 (HUD, effective Oct 1, 2026; verified Oct 22, 2026).
Last updated Oct 22, 2026 · Last verified Oct 22, 2026
Data: HUD FY2027 (effective Oct 1, 2026)
How much is rent for a 2-bedroom in Destin?
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom in Destin, Florida is $2,470 a month, including utilities (ZIP 32541).
| Unit size | FY2027 rent | FY2026 rent | Change |
|---|---|---|---|
| Studio (0-bedroom) | $1,840 | $1,820 | +$20 (+1.1%) |
| 1-bedroom | $2,210 | $2,110 | +$100 (+4.7%) |
| 2-bedroom | $2,470 | $2,380 | +$90 (+3.8%) |
| 3-bedroom | $3,390 | $3,260 | +$130 (+4.0%) |
| 4-bedroom | $4,130 | $3,970 | +$160 (+4.0%) |
What is rent by ZIP code in Destin?
HUD sets a separate Small Area FMR for each ZIP code.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 32541 | $1,840 | $2,210 | $2,470 | $3,390 | $4,130 |
Is rent in Destin higher than in Okaloosa County overall?
Destin's 2-bedroom figure is $562 above Okaloosa County's FY2027 Fair Market Rent of $1,908.
How does Destin compare with Okaloosa County?
Destin's figures are HUD Small Area FMRs; the county column is HUD's countywide Fair Market Rent.
| Unit size | Destin | Okaloosa County | Difference |
|---|---|---|---|
| Studio (0-bedroom) | $1,840 | $1,421 | +$419 |
| 1-bedroom | $2,210 | $1,706 | +$504 |
| 2-bedroom | $2,470 | $1,908 | +$562 |
| 3-bedroom | $3,390 | $2,616 | +$774 |
| 4-bedroom | $4,130 | $3,189 | +$941 |
Compare Destin with another place →
What is a Small Area Fair Market Rent?
A Small Area Fair Market Rent (SAFMR) is the same estimate calculated for a single ZIP code, so it shows how rents differ inside a metro area.
Okaloosa County rent → · More about Okaloosa County →
Sources
- HUD FY2027 Small Area Fair Market Rents data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- Federal Register notice of FY2027 FMRs (91 FR 56156): effective October 1, 2026 (verified Oct 22, 2026)
- HUD: FY2027 FMR reevaluation requests (no Florida areas listed) (verified Oct 22, 2026)
- HUD FY2027 Fair Market Rents, county-level data file (effective Oct 1, 2026) (verified Oct 22, 2026)
- HUD USER: Fair Market Rents (definitions and documentation) (verified Oct 22, 2026)
- HUD FY2026 Small Area FMRs data file (revised; prior-year column) (verified Oct 22, 2026)
- Census 2020 ZCTA-to-place relationship file (verified Oct 22, 2026)
Last updated: Oct 22, 2026 · Next review: Jan 15, 2027 · Download CSV (county FMRs) · Download CSV (ZIP and city SAFMRs) · Methodology