:root{--fg:#1b1f24;--mut:#555;--acc:#0b6b4f;--bg:#fafaf7}
*{box-sizing:border-box}body{margin:0;font:16px/1.5 system-ui,sans-serif;color:var(--fg);background:var(--bg)}
header{display:flex;gap:2rem;align-items:center;padding:1rem max(1.5rem,calc((100% - 900px)/2 + 1.5rem));border-bottom:1px solid #ddd;background:#fff}
.logo{font-weight:800;font-size:1.3rem;color:var(--acc);text-decoration:none}nav a{margin-right:1rem;color:var(--fg);text-decoration:none;padding:.25rem 0;border-bottom:2px solid transparent}nav a:hover{border-bottom-color:#bbb}nav a.active{color:var(--acc);font-weight:700;border-bottom-color:var(--acc)}
main{max-width:900px;margin:0 auto;padding:1.5rem}a{color:var(--acc)}.muted,small{color:var(--mut)}
.scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;background:#fff;margin:.5rem 0 1rem}
th,td{border:1px solid #e2e2dc;padding:.45rem .6rem;text-align:left;vertical-align:top;font-size:.85rem}thead th{background:#f0f0ea}
tr.best{background:#eaf6ef}.na{color:var(--mut)}
.calc{display:flex;gap:1rem;flex-wrap:wrap;margin:1rem 0}.calc label{display:flex;flex-direction:column;font-weight:600;font-size:.9rem}
input,select,button{font:inherit;padding:.4rem .5rem;margin-top:.2rem}
.b{font-size:.82rem;border-radius:10px;padding:3px 9px;white-space:nowrap}.b.verified{background:#d9f0e2}.b.secondary{background:#fff0c9}.b.assumed,.b.uncertain{background:#fbd9d4}
small{font-size:.85rem}td small{display:inline-block;margin-top:.15rem}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
@media(max-width:860px){.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.grid{grid-template-columns:1fr}.cols{columns:1}}
.card{background:#fff;border:1px solid #e2e2dc;border-radius:8px;padding:1rem;display:flex;flex-direction:column;font-size:.92rem}
.card h2{font-size:1.1rem;margin:0 0 .25rem}.card p{margin:.4rem 0}.card .card-link{margin-top:auto;padding-top:.5rem}
.card-soon{background:#f4f4ee;border-style:dashed}
.cols{columns:2;padding-left:1.2rem;margin-top:.25rem}.cols li{break-inside:avoid}
.wrap{max-width:900px;margin:1rem auto;padding:0 1.5rem}
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.notice{background:#fff7e0;border:1px solid #e6c866;border-left:5px solid #c99a00;border-radius:6px;padding:.75rem 1rem;margin:1rem 0;font-size:.92rem}
.notice[hidden]{display:none}.notice ul{margin:.4rem 0 0;padding-left:1.2rem}
details.notes{margin:1rem 0;background:#fff;border:1px solid #e2e2dc;border-radius:6px;padding:.5rem 1rem;font-size:.92rem}
details.notes summary{cursor:pointer;font-weight:600}details.notes h3{margin:.8rem 0 .2rem}details.notes ul{margin:.2rem 0;padding-left:1.2rem}
footer{max-width:900px;margin:0 auto;padding:1rem 1.5rem 2rem;color:#3a3a3a;font-size:.8125rem}
.crumbs{font-size:.85rem;color:var(--mut);margin-bottom:.75rem}.crumbs a{color:var(--mut)}
/* ---- MoneyMath additions */
.hero{padding:1.5rem 0 .5rem}.hero h1{font-size:2rem;line-height:1.2;margin:.2rem 0}.lede{font-size:1.1rem;color:var(--mut)}
h1{font-size:1.7rem;line-height:1.25}h2{margin-top:1.8rem}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}@media(max-width:760px){.grid3{grid-template-columns:1fr}}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:.7rem;margin:1rem 0}@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}
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.stat.bad b{color:#a33}
.verdict{background:#eaf6ef;border:1px solid #9fd1b5;border-left:5px solid var(--acc);border-radius:6px;padding:.8rem 1rem;margin:1rem 0;font-size:1.02rem}
.demo-badge{display:inline-block;background:#ffe9a8;border:1px solid #c99a00;color:#5a4300;font-size:.75rem;font-weight:700;border-radius:4px;padding:1px 6px;letter-spacing:.03em}
.b.placeholder{background:#ffe9a8}.b.secondary{background:#fff0c9}.b.needs-verification{background:#fbd9d4}
.demo-banner{background:#fff7e0;border-bottom:1px solid #e6c866;text-align:center;font-size:.85rem;padding:.35rem 1rem}
.form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin:1rem 0}@media(max-width:700px){.form-grid{grid-template-columns:repeat(2,1fr)}}
.form-grid label,.stack label{display:flex;flex-direction:column;font-weight:600;font-size:.88rem}
.form-grid input,.form-grid select{width:100%}
.offers{border:2px dashed #c99a00;border-radius:8px;padding:.8rem 1rem;margin:1.5rem 0;background:#fffdf5}
.offers .disc{font-size:.85rem;margin:.3rem 0 .8rem}.offer{background:#fff;border:1px solid #e2e2dc;border-radius:6px;padding:.6rem .8rem;margin:.5rem 0;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.btn{display:inline-block;background:var(--acc);color:#fff;border:0;border-radius:6px;padding:.5rem .9rem;text-decoration:none;cursor:pointer;font-weight:600}
.capture{background:#fff;border:1px solid #e2e2dc;border-radius:8px;padding:1rem;margin:1.5rem 0}.capture form{display:flex;gap:.5rem;flex-wrap:wrap;align-items:flex-end}
.capture .ok{color:var(--acc);font-weight:600;margin-top:.5rem}.capture small{display:block;margin-top:.4rem}
.leadcta{background:#eef3fb;border:1px solid #9db7e0;border-left:5px solid #2b5aa8;border-radius:6px;padding:.8rem 1rem;margin:1.5rem 0}
.tags{display:flex;flex-wrap:wrap;gap:.4rem;padding:0;list-style:none}.tags li a{display:block;background:#fff;border:1px solid #e2e2dc;border-radius:16px;padding:.15rem .7rem;font-size:.85rem;text-decoration:none}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}
details.faq{background:#fff;border:1px solid #e2e2dc;border-radius:6px;padding:.4rem .9rem;margin:.4rem 0}details.faq summary{cursor:pointer;font-weight:600}
/* ---- Florida Costs additions */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:.5rem 1rem;z-index:10}.skip:focus{left:1rem}
header{flex-wrap:wrap;row-gap:.5rem}nav a{display:inline-block;padding:.5rem 0}
.form-grid label.check{flex-direction:row;gap:.5rem;align-items:center;font-weight:500}.form-grid label.check input{width:auto;margin:0}
[hidden]{display:none!important}input:disabled,button:disabled{opacity:.7;cursor:not-allowed}
.credit{margin-top:.75rem}.crumbs a{display:inline-block;padding:.35rem 0}
.tags li a{padding:.4rem .8rem}
.summary{border-left:4px solid #0b6b4f;background:#eef7f2;padding:.75rem 1rem;margin:1rem 0;border-radius:6px}
.sources ul{padding-left:1.2rem}.sources li{margin:.3rem 0;overflow-wrap:anywhere}
caption{text-align:left;font-weight:600;padding:.4rem 0}
.own-fields{grid-column:1/-1;border:0;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:.8rem;min-width:0;visibility:hidden}
.own-fields.on{visibility:visible}
.form-grid .check{grid-column:1/-1}.sohnote{grid-column:1/-1;margin:.25rem 0 0}
.own-hint{grid-column:1/-1;margin:0}
.wh{border:1px solid #e2e2dc;border-radius:6px;background:#fff;padding:.6rem 1rem;margin:1rem 0}.wh legend{font-weight:700;padding:0 .3rem}
.wh-m{border:0;padding:0;min-width:0;display:flex;flex-wrap:wrap;gap:.4rem 1.2rem;margin:.4rem 0}.wh-m legend{font-weight:600;font-size:.88rem;padding:0;width:100%}.wh-m label{font-size:.9rem}.wh label{font-weight:600;font-size:.88rem}
.wh-p label,.wh-row label{display:flex;flex-direction:column}.wh-row{display:flex;flex-wrap:wrap;gap:.6rem;align-items:flex-end}.wh-row label{flex:1 1 10rem}.wh select{max-width:100%}
.wh-ph{aspect-ratio:16/5;max-width:28rem;display:flex;align-items:center;justify-content:center;border:1px dashed #b9b9b0;border-radius:6px;color:#666;font-size:.85rem}
.wh-out{min-height:4.4rem}.wh-out p{margin:.3rem 0}.warn{background:#fff6e0;border-left:3px solid #c98a00;padding:.3rem .6rem}
.fl-map{margin:1rem 0}.fl-map svg{width:100%;height:auto;max-width:600px;display:block;aspect-ratio:600/579}.fl-map path{stroke:#fff;stroke-width:.8}.fl-map a:hover path,.fl-map a:focus path{stroke:#1b1f24;stroke-width:1.5}.fl-map path.cur{stroke:#c0392b;stroke-width:2.5}
.legend{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.35rem 1rem;font-size:.85rem;margin:.4rem 0}.legend i{display:inline-block;width:14px;height:14px;margin-right:.3rem;vertical-align:-2px;border:1px solid #ccc}
.bars{margin:.6rem 0 1rem}.bar-row{display:grid;grid-template-columns:minmax(8rem,14rem) 1fr 4.5rem;gap:.5rem;align-items:center;font-size:.9rem;margin:.25rem 0}.bt{background:#eceee8;height:14px;border-radius:3px}.bf{display:block;height:100%;width:var(--v);background:#74c476;border-radius:3px}.bar-row.cur .bf{background:#006d2c}.bar-row b{text-align:right}
th .sort{all:unset;cursor:pointer;font-weight:700}th .sort:focus-visible{outline:2px solid var(--acc)}th[aria-sort=ascending] .sort:after{content:" ▲"}th[aria-sort=descending] .sort:after{content:" ▼"}
th[scope=row]{font-weight:400}.hub-link{font-weight:600}.h3{font-size:1.1rem}
@media (max-width:600px){.bar-row{grid-template-columns:6.5rem 1fr 3.8rem;font-size:.82rem}}